Terms and Conditions

Select Asset Management & Trust Company (“SAMT”) maintains this web site (the “Web Site”) for informational purposes.  Access and use of this Web Site by you are governed exclusively by these terms and conditions (“Terms and Conditions”). By accessing and using this Web Site, you have indicated to SAMT your acceptance of these Terms and Conditions and have agreed to be bound by them. SAMT reserves the right to modify or amend these Terms and Conditions at any time without notice. If you do not agree to be bound by or comply with these Terms, do not access or use this website.

Third Party Internet Web Sites

SAMT is in no way responsible for the content of any website,  owned or operated by a third party, that may be linked to this website via hyperlink, whether such hyperlink is provided by SAMT or by a third party. In addition, SAMT is in no way responsible for the content of any website to which this website may link. The information to which the user links is neither prepared nor maintained by SAMT, and SAMT has not and will not review or update the information contained in any linked website. SAMT is not responsible for, and makes no warranty with respect to the content, accuracy, completeness, timeliness, suitability, or reliability of the linked website. Use of any website hyperlinked to or from this website shall be at your own risk.

Market Information

SAMT may make available to you financial information that we obtain from Third Party Service Providers. This may include financial market data, quotes, news, analyst opinions, and research reports. This is collectively referred to as “Market Information”. We do not endorse or approve Market Information, and we make it available to you only as a service and convenience. SAMT and  any Third Party Service Providers do not (1) guarantee the accuracy, timeliness or completeness of Market Information, or (2) warrant any results from your use or reliance on Market Information. Market Information may quickly become unreliable for various reasons including changes in market conditions or economic circumstances. Neither SAMT nor any Third Party Service Providers are obligated to update any information or opinions contained in any Market Information. You agree that neither SAMT nor any Third Party Service Providers will be liable to you in any way for the termination, interruption, delay, or inaccuracy of any Market Information. You will not redistribute or facilitate the redistribution of Market Information, nor will you provide access to Market Information to anyone who is not authorized by SAMT to receive Market Information. If you are a securities broker, dealer, banker, or investment advisor, you agree not to use Market Information provided by SAMT for any purpose related to your business without the prior consent of SAMT.

No Investment, Legal or Tax Advice or Recommendations

Nothing contained on this website is intended to be or should be construed as legal, tax, investment, financial or other advice. This website is for informational purposes only and does not constitute a recommendation, an offer to sell, or a solicitation of an offer to buy any securities, futures, options or other financial instruments. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any service offered by SAMT before making any decisions based on Market Information or content contained on this website. In exchange for using this SAMT Website, you agree not to hold SAMT or any Third Party Service Provider liable for any possible claim for damages arising from any decision you make based on information made available to you through SAMT.


Investment products are not bank deposits or insured by the FDIC or other entity and are subject to investment risks, including loss of principal amount invested.

SAMT does not warrant this website (including Market information or other information accessible on or through this website) for any particular purpose. It is provided “as is” and on an “as available” basis. SAMT disclaims, to the fullest extent of the law, any warranty of any kind, whether expressed or implied, as to any matter relating to this website, including without limitation the implied warranties of merchantability, fitness for a particular purpose, and noninfringement. Use of this website is at your own risk. SAMT and its directors, officers, or employees will not be liable or have any responsibility of any kind for any loss or damage that you incur arising from or in connection with:

  1. any delay, termination, failure, defect, or interruption in the transmission of this website or any Market Information;
  2. any inaccuracy, error, unavailability, or incompleteness in the transmission of this website or any Market Information;
  3. any termination or interruption of your access to this website;
  4. your reliance on or use of this website or any Market Information;
  5. any e-mail requests, orders, or instructions you send, or the interception by third parties of any requests, orders, or instructions you send via e-mail;
  6. any act or omission of SAMT in making this website or Market Information available to you; or
  7. any other cause relating to your access to or use of this website, whether or not the circumstances giving rise to such cause may have been within the control of SAMT or within the control of any other party providing software or services support for this website.


SAMT does not warrant that this website, or the functions contained in this website, will be uninterrupted or error-free, that defects will be corrected, or that this website, or the servers that make it available, are free from viruses or other harmful components. You assume the entire cost of any necessary servicing, repairing, or correcting of your property or operations as a result of using this website. You accept at your own risk that the Internet or other online communications medium may not perform as intended as a result of human, mechanical, or other error, despite the efforts of SAMT, you, or any third party. In no event will SAMT or its directors, officers, or employees be liable to you for any direct, indirect, special, consequential, or incidental damages related in any way to your use of this website, even if: (a) such damages are reasonably foreseeable; or (b) SAMT or any other party has been advised of the possibility of such damages.

Feedback Information; Privacy

Any ideas or suggestions received from you about how to improve the Web Site or the products or services of SAMT shall be deemed a grant of permission by you for SAMT to adopt and use such ideas or suggestions without additional consideration.

Information submitted to this website should not be considered secure or confidential, and SAMT makes no representation whatsoever concerning the security or confidentiality of such information and specifically makes no representation that any information submitted through this website will be received by SAMT. If you are a SAMT client, please send any electronic communications directly to your Relationship Manager.

Copyrights and Trademarks

Any and all text, graphics, audio, design, software, and other works on this Web Site and any reproductions of any of the foregoing (collectively, “Works”) are the copyrighted works of SAMT, unless otherwise indicated. All rights reserved. Any use of any Works, including reproduction, modification, distribution, or republication, without the prior written permission of SAMT is strictly prohibited. Removing or changing the copyright notice on any Works is prohibited. All page headers, custom graphics and SAMT’s logo are service marks, trademarks, and/or trade dress (collectively, “marks”) of SAMT. All other trademarks, service marks, product

Governing Law and Severability

These Terms will be governed and construed under the laws of the Commonwealth of Pennsylvania without regard to its conflict of law principles, regardless of whether you reside in Pennsylvania or transact business with SAMT in Pennsylvania or elsewhere. Nothing in these Terms creates any rights or protections that you are not already entitled to by law. If any part of these Terms is held invalid or unenforceable, that part will be deemed modified as necessary to make it effective, and the remaining provisions of these Terms will remain in effect.

Copyright © 2019 All Rights Reserved.